作者: coollyw 时间: 2009-12-11 14:45
上了官网看了一下,名字都改成migbank了,呵呵。
不过,感觉好像性质是投资银行性质?它能否开展常规银行业务呢?外汇账户是否同时是银行账户?
看了,deposit指导,也没说可以直接汇到一个叫MIGBANK的地方啊,
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没有具体的汇款说明,所以我估计就是取得了一个相当于外汇经营执照,还是老样子,外汇账户也不是一个银行账户。
另外,原来的规章规定是资产管理才需要银行执照,其他的金融业务不需要,现在从事外汇业务也需要银行执照了,所以我理解这应该相当于领了一个外汇经营执照,如果要真正搞银行业务应该还要遵守国际银行法则吧,如果MIG的账户要可以同时是银行账户,根据惯例,开户人是要到瑞士去开的,呵呵。否则根据现在外汇账户可以随便开开的,如果还可以开成同时是银行账户,那么MIG马上要变成洗钱天堂了,呵呵。
这是旧法规:
It is important to note that only the core bank activity (assetmanagement) requires a license, while money transfer, commoditiestrading, and trade finance are not deemed core banking activities anddo not require a banking license. A credible and substantiated businessplan as well as personal trustworthiness with regard to proper conductof business operations are key for obtaining a new banking license.(Swiss Banking Law, Article 3).